A Minute with Melissa – Winter 2023
I vividly remember lamenting in March of 2020, “I just wish things would go back to normal!” Well, just about 3 years later, I think we can all agree, normal doesn’t exist anymore. The dreaded phrase, “new normal” seems to have taken a Gorilla Glue…
Safe Harbor Title Company’s Closing Cost Breakdown
Safe Harbor Title Company’s closing cost breakdown for Title Insurance includes various fees associated with ensuring a clear and secure title transfer during a real estate transaction. The breakdown typically consists of the following components: Loan Origination FeeCharged by the lender for preparing & submitting…
What You Need to Know About Surveys
What is a Property Survey?What is the Purpose of a Land Survey?Types of SurveysHow to Read a SurveyReasons Why Your Client Needs a Survey What is a Property Survey? A property survey is a precise, professional measurement used to confirm a property’s boundary lines and…
7 Reasons Why Every Homebuyer Needs Owner’s Title Insurance
BUYING A HOME IS AN EXCITING AND EMOTIONAL TIME FOR MANY PEOPLE. TO HELP YOU BUY YOUR HOME WITH MORE CONFIDENCE, MAKE SURE YOU GET OWNER’S TITLE INSURANCE. HERE’S WHY IT’S SO IMPORTANT FOR YOU: PROTECTS YOUR LARGEST INVESTMENT A home is probably the single…
BOI Administrative Letter 2022-01 on Split Settlements
In response to the Bureau of Insurance’s (BOI) Administrative Letter 2022-01 dated February 4, 2022, regarding “Split Settlements,” Safe Harbor Title and its corporate counsel have compiled the following list of frequently asked questions and answers, as interpreted by our corporate counsel, for purposes of clarification…
We are open!
However, our staff will be telecommuting until April 30th. Please email or call us for immediate assistance. A complete staff directory can be seen here. Additionally, our EMD drop box is located on the corner of the building, to the right of the main entrance….
COVID-19 Closing Continuity
Real estate people are patient and kind.
We do not envy, we do not boast, we are not proud.
Real estate people are not rude,
self-seeking or easily angered.
We keep no record of wrongs.
Real estate people do not delight in evil
but rejoice with the truth.
We always protect, we always trust, we always hope,
we always persevere.
Real estate people never fail.
Government Shutdown Delaying, Cancelling Deals Involving IRS Liens
January 8, 2019 The continued government shutdown is disrupting closings and causing problems for title companies trying to obtain lien payoff information from the Internal Revenue Service (IRS). While the government has said tax refunds will go out despite a continued shutdown, it’s been reported…
Fed urged to improve wire fraud prevention policies
Industry News Wednesday, July 11, 2018 A Republican congressman is urging the Federal Reserve Board to step up its game when it comes to preventing wire fraud, including considering mandating financial institutions adopt payee matching. Payee matching is an extra step which financial institutions take…