Understanding the Closing Cost Breakdown: A Guide by Safe Harbor Title Company
Buying a home involves a multitude of costs beyond just the down payment and monthly mortgage payments. One significant aspect of these costs is the closing expenses, which encompass various fees and charges associated with finalizing the real estate transaction. At Safe Harbor Title Company,…
Safe Harbor Title – Spring 2024 Newsletter
Spring, Sprang, Sprung! April is National Grilled Cheese Month! We love to celebrate at Safe Harbor Title and we can’t think of anything better to celebrate than grilled cheese sandwiches! We had several varieties of bread and cheese but the big question was – mayo…
Safe Harbor Title Company – Types of Title Insurance Policies
When you buy a home or refinance, understanding the differences between lender’s and owner’s title insurance policies is crucial. A lender’s policy protects the bank’s interest in your property until your mortgage is paid off. An owner’s policy, on the other hand, safeguards your rights…
When is the right time to refinance your mortgage?
Wondering when’s the right time to refinance your mortgage? Here are some key points to consider: 1. Secure a Lower Rate: Typically, it’s financially beneficial to refinance if you can snag a rate that’s at least 1% lower than your current one. 2. Current Rate…
Safe Harbor Title Company Winter Update 2023
Happy New Year! We hope you had a joyful holiday season and are enjoying a fresh start in 2023! Top Residential Transaction in 2022 It’s always special to provide settlement and title services for new homeowners but it is quite the privilege to be chosen…
A Minute with Melissa – Winter 2023
I vividly remember lamenting in March of 2020, “I just wish things would go back to normal!” Well, just about 3 years later, I think we can all agree, normal doesn’t exist anymore. The dreaded phrase, “new normal” seems to have taken a Gorilla Glue…
Safe Harbor Title Company’s Closing Cost Breakdown
Safe Harbor Title Company’s closing cost breakdown for Title Insurance includes various fees associated with ensuring a clear and secure title transfer during a real estate transaction. The breakdown typically consists of the following components: Loan Origination FeeCharged by the lender for preparing & submitting…
What You Need to Know About Surveys
What is a Property Survey?What is the Purpose of a Land Survey?Types of SurveysHow to Read a SurveyReasons Why Your Client Needs a Survey What is a Property Survey? A property survey is a precise, professional measurement used to confirm a property’s boundary lines and…
7 Reasons Why Every Homebuyer Needs Owner’s Title Insurance
BUYING A HOME IS AN EXCITING AND EMOTIONAL TIME FOR MANY PEOPLE. TO HELP YOU BUY YOUR HOME WITH MORE CONFIDENCE, MAKE SURE YOU GET OWNER’S TITLE INSURANCE. HERE’S WHY IT’S SO IMPORTANT FOR YOU: PROTECTS YOUR LARGEST INVESTMENT A home is probably the single…