How Safe Harbor Title Company Supports You at Closing
When it’s time to close on your property, many moving parts come together to finalize the transaction. One of the most critical components of the closing process is the role of the title company. At Safe Harbor Title Company, we provide essential services to ensure…
Understanding Lender’s and Owner’s Title Insurance: Key Differences Explained
When purchasing a home, title insurance is a crucial consideration that can impact both your financial investment and peace of mind. While most homebuyers understand the need for protection, many are unaware of the differences between lender’s title insurance and owner’s title insurance. Let’s explore what sets these…
6 Common Mistakes That Can Prevent You from Closing on a Mortgage
Buying a home is an exciting journey, but the path to closing can be fraught with potential pitfalls. One misstep can delay or even derail your mortgage approval. To help you navigate this critical phase, here are six common mistakes that homebuyers often make, and…
Safe Harbor Title Company Summer 2024 Newsletter
Those Lazy-Hazy-Crazy Days of Summer(ain’t happenin’ here!) Commercial Transactions Update To align with industry best practices, increase transparency and reward team members who are effectively and efficiently handling very large workloads, we have reorganized and revitalized the Safe Harbor Title Commercial Transactions Department!We have implemented new…
Understanding Easements: The Hidden Agreements Affecting Your Property
Ever wondered why your neighbor has a weird diagonal path cutting through their yard or why utility lines snake across someone’s property? That’s likely an easement at play! What is an Easement? Imagine a legal agreement that grants specific use of a portion of your…
Why New Construction Homes Are the Hottest Trend in Today’s Market
The real estate market is buzzing, and new construction homes are at the forefront of this excitement. With interest rates on the rise and existing home inventory dwindling, many homebuyers are turning to newly built homes as their preferred option. But what makes new construction…
Meet Melissa McPherson – President of Safe Harbor Title Company
In the dynamic world of real estate and title insurance, Melissa McPherson stands out as a trailblazer and inspirational leader. As the President of Safe Harbor Title Company, Melissa has carved out a niche by blending the efficiency of a Fortune 500 company with the…
Safe Harbor Title – Spring 2024 Newsletter
Spring, Sprang, Sprung! April is National Grilled Cheese Month! We love to celebrate at Safe Harbor Title and we can’t think of anything better to celebrate than grilled cheese sandwiches! We had several varieties of bread and cheese but the big question was – mayo…
Safe Harbor Title Company – Types of Title Insurance Policies
When you buy a home or refinance, understanding the differences between lender’s and owner’s title insurance policies is crucial. A lender’s policy protects the bank’s interest in your property until your mortgage is paid off. An owner’s policy, on the other hand, safeguards your rights…
When is the right time to refinance your mortgage?
Wondering when’s the right time to refinance your mortgage? Here are some key points to consider: 1. Secure a Lower Rate: Typically, it’s financially beneficial to refinance if you can snag a rate that’s at least 1% lower than your current one. 2. Current Rate…