In The News
Title insurance, real estate closings, wire fraud, settlement fees — these topics matter more than most people realize, and they’re more complicated than they should be. This blog exists to change that. Drawing on over 15 years of experience closing residential and commercial transactions across Virginia and beyond, the Safe Harbor Title Company team shares the insights, guidance, and industry knowledge that help our clients make confident, informed decisions at every step of the transaction.
Safe Harbor Title Company Winter Update 2023
Happy New Year! We hope you had a joyful holiday season and are enjoying a fresh start in 2023! Top Residential Transaction in 2022 It's always special to provide settlement and title services for new homeowners but it is quite the privilege to be chosen for this...
A Minute with Melissa – Winter 2023
I vividly remember lamenting in March of 2020, "I just wish things would go back to normal!" Well, just about 3 years later, I think we can all agree, normal doesn't exist anymore. The dreaded phrase, "new normal" seems to have taken a Gorilla Glue hold over us - like...
Safe Harbor Title Company’s Closing Cost Breakdown
Safe Harbor Title Company's closing cost breakdown for Title Insurance includes various fees associated with ensuring a clear and secure title transfer during a real estate transaction. The breakdown typically consists of the following components: Loan Origination...
What You Need to Know About Surveys
What is a Property Survey?What is the Purpose of a Land Survey?Types of SurveysHow to Read a SurveyReasons Why Your Client Needs a Survey What is a Property Survey? A property survey is a precise, professional measurement used to confirm a property's boundary lines...
7 Reasons Why Every Homebuyer Needs Owner’s Title Insurance
BUYING A HOME IS AN EXCITING AND EMOTIONAL TIME FOR MANY PEOPLE. TO HELP YOU BUY YOUR HOME WITH MORE CONFIDENCE, MAKE SURE YOU GET OWNER’S TITLE INSURANCE. HERE’S WHY IT’S SO IMPORTANT FOR YOU: PROTECTS YOUR LARGEST INVESTMENT A home is probably the single largest...
7 Steps for Seller Settlements
BOI Administrative Letter 2022-01 on Split Settlements
In response to the Bureau of Insurance’s (BOI) Administrative Letter 2022-01 dated February 4, 2022, regarding “Split Settlements,” Safe Harbor Title and its corporate counsel have compiled the following list of frequently asked questions and answers, as interpreted...
COVID-19 Closing Continuity
Real estate people are patient and kind.
We do not envy, we do not boast, we are not proud.
Real estate people are not rude,
self-seeking or easily angered.
We keep no record of wrongs.
Real estate people do not delight in evil
but rejoice with the truth.
We always protect, we always trust, we always hope,
we always persevere.
Real estate people never fail.
Government Shutdown Delaying, Cancelling Deals Involving IRS Liens
January 8, 2019 The continued government shutdown is disrupting closings and causing problems for title companies trying to obtain lien payoff information from the Internal Revenue Service (IRS). While the government has said tax refunds will go out despite a...